UNLIMITED POSSIBILITIES

Deposit and withdraw funds whenever you want!

Deposit UNIVERSAL

minimum amount

unlimited

with additions

and withdrawals

interest rate

floating

term

60 months

Why choose the UNIVERSAL Deposit?

The deposit UNIVERSAL is perfectly created to add and withdraw money whenever you want.

I want more!

freedom to open the deposit without restrictions for the minimum amount

the ability to fund the deposit account

the convenience of withdrawing money from your deposit account

0% commission for opening, administering and closing the deposit

FREE bank card

the funds in the deposit account are guaranteed, within the limit set by the Deposit Guarantee Fund of the banking system

the renewal of the deposit takes place automatically

Tariffs:

Currency	Annual interest rate, %
Currency	60 months
MDL	3,50
USD	1,75
EUR	1,75

What are the conditions:

Minimum amount: unlimited;
With additionals and withdrawals: min. 500 MDL, 100 USD/EUR;
Payment of interest: monthly or with capitalization;
Methods of payment of interest:
- cash
- to your current account
- to the card account
- is capitalized on the balance of the deposit
Maturity action: with or without automatic extension.

All the deposits opened by individuals and legal entities are guaranteed up to the amount of coverage ceiling of 100 000 MDL.

In case of opening of a deposit account by the account holder:

- resident individual presents the original identity document and its copy;
- nonresident individual presents the original and the copy of the national passport with the stamp of entry into the country, or the original and the copy of the residence permit.

In case of opening of a deposit by an authorized person, it is necessary to present:

- the identity document of the person empowered in the original and copy;
- the notarized certified copy of the identity document of the depositor;
- the original power of attorney or its notarized certified copy.